Altitude Platinum. Voted 'Best of the Best' in 2007.
Money magazine award 2007 Money magazine's Gold winner 'Best Bank Rewards Program' 2007 Money magazine's Bronze winner 'Best Bank Frequent Flyer Card' 2007 Money magazine's Bronze winner 'Best Bank Frequent Flyer Card' 2007

Westpac's Altitude Platinum is a credit card program that combines value and prestige. When you use your Altitude Platinum American Express® Card for purchases1, you earn 3 points per $1 spent. Use your Altitude Platinum MasterCard® for purchases and you’ll earn 1 point per $1 spent. Apply now! You’ll receive 15,000 bonus Altitude rewards points2 when your card is first used.

You'll also enjoy a range of Platinum benefits from Altitude. These include exclusive offers from American Express and MasterCard, plus complimentary Overseas Travel insurance cover3 for up to 6 months, up to 2 years Extended Warranty Insurance Cover3 and 4 months Purchase Security Insurance Cover3. All for the annual fee of $2954.

Rates, fees and features:
  • Competitive interest rates on purchases and on cash advances
  • Up to 45 days interest free on credit purchases5
  • two cards but only one account to manage
  • Altitude Platinum MasterCard Card acceptance at over 26 million locations worldwide
  • Maximise your points earning by using your Altitude Platinum American Express Card

To apply you will need a minimum income of $65,000 p.a. The minimum credit limit for Altitude Platinum is $8,000.

  Discover the potential of Altitude Platinum
Apply now
Contact Us

Contact us:

  Phone 1300 859 100

  Email Westpac

Information contained on this page is current as at 1 October 2008.

1. You do not receive points if your card account is in arrears for 2 consecutive statement cycles. You are not entitled to points in other circumstances - see the Altitude Platinum Rewards Terms and Conditions and the Altitude Platinum Conditions of Use.

2. If you obtain a credit card as part of a Westpac package or switch from an existing Westpac card, you are not eligible for the bonus points described. Promotion not available in conjunction with any other promotion. The bonus Altitude points will be added to your account within eight weeks of when you first use your card. Altitude points not earned on cash advances. You must have a minimum of 3,000 points balance before you can redeem for any rewards. The earning and redemption of Altitude points (including available rewards and expiry of points) is subject to the Altitude Platinum Rewards Terms and Conditions. You do not receive points if your card account is in arrears for two consecutive statement cycles. You are not entitled to points in other circumstances – see the Altitude Platinum Rewards Terms and Conditions and the Altitude Platinum Terms and Conditions.

3. Insurance covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507 (Zurich) to Westpac banking Corporation under separate master Policies. Zurich is liable for separate risks insured under the terms of each of those policies. The benefits of the insurance covers are extended to Westpac Altitude Platinum cardholders as complimentary benefits. The cardholder is under no obligation to accept the benefits of the covers and cover is subject to the terms and conditions and exclusions of the policy. For the benefit of the insurance covers to extend to the cardholder, the cardholder must comply with the insurance terms and conditions. No Westpac group company has any liability in connection with the insurance policies. The Altitude Platinum Credit Card Insurance Policy may be obtained by calling 1300 367 228 or can be downloaded from this site.

4. Annual fee is subject to change.

5. On credit purchases only, where the closing balance (including any balance transfer amount or any other promotional amount) is paid in full by the statement due date each month. There is no interest-free period on cash advances. Interest on cash advances is calculated from the date the transaction is debited to your card account.

Credit Card applications are subject to the bank’s normal lending criteria.

American Express® is a Registered Trademark of American Express Company. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. ©Westpac Banking Corporation ABN 33 007 457 141.